How To Make Stock Savings?

Saving shares is analogous to saving money in a bank, you need to open an account first, and for that, you can open an account at a securities company, or you can through your smartphone, just click on the application, done. If you are still confused, you can consult the stock advisor that you can find on the internet.

After opening an account at a securities company, and putting a certain amount of funds into an account, you can already choose and buy shares listed on the Stock Exchange in your region to register. Unlike people trading stocks, to save shares, you do not need to monitor everyday stock prices or need to understand technical analysis, because saving shares is more about how to assess the fundamentals of these shares. Assessing fundamentals is assessing whether or not a company is listed on a stock exchange. Choose companies listed on the Exchange, which have good and good growth potential.

In saving stocks, the first thing you need to pay attention to is the time horizon. Saving shares is a long-term goal, at least 5 (five) years. Because if it is less than 5 years, shows a fairly high increase and decrease variation, and also avoid the opportunity of loss. If the saving period is less than 5 years, then the choice does not share, in this case, it can be bonds or deposits.

You realize that ordinary savings at the bank have less interest than inflation. You may not get a profit if the return on your investment is below the inflation rate. In the long run, the increase in the price of preferred shares will be far greater than inflation. This increase in stock price is a multiplier factor for the stock that is your savings choice. The greater the increase in stock prices, the greater the multiplying factor.

Financial Statements As Analysis Basis
To be able to choose which stocks are your savings, you don’t need to do complicated analysis, such as knowing financial ratios, but you can see the financial statements of the issuer. Financial statements contain balance sheets, income statements, and cash flow statements. You can view this financial statement information online through the official exchange portal, the issuer’s website or other financial portals. In summary, from these financial statements, there are 3 items that you need to see, namely income, debt, and profit.

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